Sunday, September 20, 2015

17.74 Crore accounts opened under PMJDY

On the First Anniversary of Pradhan Mantri Jan Dhan Yojana (PMJDY),Launched by the Prime Minister Shri Narendra Modi on 28th August, 2014, the Finance Minister said that with Close to 18 Crore (180 Million) Bank Accounts Opened Under the PMJDY.
  • At present more than 17.5 crore bank accounts have been opened under Pradhan Mantri Jan Dhan Yojana (PMJDY) and the people have deposited more than Rs.22,000 crore in these accounts.
  • The scheme has been started with a target to provide ‘universal access to banking facilities’ starting with “Basic Saving Bank Account” with an overdraft upto Rs.5000 subject to satisfactory operation in the account for six months and RuPay Debit card with inbuilt accident insurance cover of Rs. 1 lakh and providing social security schemes.
  • As on 22nd August, 2015, 8.17 crore beneficiaries have been enrolled under the Pradhan Mantri Suraksha Bima Yojana and 2.76 crore have been enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana.  6.83 lakh account holders have been enrolled under Atal Pension Yojana.
  • 131012 Mega Financial Literacy camps were organized by banks under PMJDY ‘in coordination with various agencies and  89876 Financial Literacy counters, to spread awareness on PMJDY, use of RuPay cards etc. 147418 students in 2567 schools/collage were imparted training on Financial literacy from September 2014 to April 2015.

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