Sunday, November 29, 2015

banking

  • In Banking terminology, NPA means 
    a.Non-Promise Account
    b.Non-Personal Account
    c.Non-Performing Asset
    d.Net-performing Asset
    Answer
    c.Non-Performing Asset
  • Which of the following schemes has been launched for providing health services in rural areas? 
    a.Operation Flood
    b.Look East
    c.SJSRY
    d.ASHA
    Answer
    d.ASHA
  • Which of the following schemes has been launched for the school-going children? 
    a.Lok Jumbish
    b.Mid-Day Meal
    c.AYUSH
    d.SarvaShikshaAbhiyan
    Answer
    b.Mid-Day Meal
  • ‘Sugam’ is a scheme launched for 
    a.Small tax payers
    b.Pensioners getting old age pension
    c.Big corporate houses
    d.Getting all sorts of permission
    Answer
    a.Small tax payers
  • What is the full form of ‘ULIP’, the term which was in the news recently? 
    a.Universal Life & Investment Plan
    b.Unit Loan & Investment Plan
    c.Unit Linked Insurance Plan
    d.Uniformly Loaded Investment Plan
    Answer
    c.Unit Linked Insurance Plan
  • Which of the following is NOT a banking related term? 
    a.Radiation
    b.Outstanding Amount
    c.Explicit Guarantee
    d.Benchmark Prime Lending Rate
    Answer
    a.Radiation
  • Insurance service provided by various banks is commonly known as ______ 
    a.Investment banking
    b.Portfolio management
    c.Merchant banking
    d.Bancassurance
    Answer
    d.Bancassurance
  • Which from the following is NOT true when the interest rate in the economy goes up? 
    a.Saving increases
    b.Lending decreases
    c.Cost of production increases
    d.Return on capital increases
    Answer
    d.Return on capital increases
  • Rate of interest is determined by: 
    a.The rate of return on the capital invested
    b.Central Government
    c.Liquidity preferences
    d.Commercial Banks
    Answer
    d.Commercial Banks

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